Asian Handicap Settlement Calculator
Type the final score, the side, the line and the odds, and see whether the bet is a win, a push, a half win, a half loss or a loss, and what it pays.
Type the score, get the settlement
Enter the real score, the side you backed, the line and the odds. The result below names the outcome and, with a stake entered, what it pays.
An Asian handicap bet is settled by adding your line to the goal margin of the side you backed. A whole number line (0, plus or minus 1, 2, 3) can push, refunding the stake. A half line (plus or minus 0.5) never pushes. A quarter line (plus or minus 0.25 or 0.75) splits the stake across the two lines either side of it, so the result can be a half win or a half loss as well as a plain win or loss. Type the final score, the side, the line and the odds above, and the calculator names the outcome and, with a stake entered, what it pays. It uses the score at 90 minutes plus stoppage time, not extra time or penalties.
Reading the result
The calculator turns the final score into a margin for the side you backed, then adds your line to it. Above zero wins. Exactly zero pushes. Below zero loses. A quarter line just runs that test twice, on the two lines either side of it, and splits your stake between them.
Two examples, worked by hand
Same arithmetic, two different shapes of result. Both assume the odds and the line were actually matched at the price shown.
| Bet | Score | Result | On £10 |
|---|---|---|---|
| Away, line -1.5, odds 2.20 | 0-2 | Win | +£12.00 |
| Home, line +0.25, odds 1.72 | 1-1 | Half win | +£3.60 |
Example A. Back Away at -1.5, odds 2.20, and the match ends 0-2. Away's margin is two goals; add the -1.5 line and half a goal is left in hand, so the bet wins outright. On a £10 stake that is £12.00 profit, £22.00 back in total. A half line like this one cannot push, whatever the score: margin plus line will never land on exactly zero, because goals do not come in halves.
Example B. Back Home at +0.25, odds 1.72, and the match ends 1-1. The stake splits in two. Half sits on a plain 0 line, which draws level and pushes; the other half sits on +0.5, which wins, because a draw is enough with half a goal of head start. Combine a push and a win and the bet is a half win. For the reasoning behind that split, and the other lines this page does not walk through by hand, the full guide to lines, quarter bets and settlement goes further.
Both examples assume a completed 90 minutes plus stoppage time. Extra time and penalties do not count, and an in-play bet only counts goals scored after it was placed. That is one operator's stated rule, not a law of nature, so the settlement line on your own bet slip is the one that governs your money.
Where this calculator stops
Postponed and abandoned matches are out of scope. There is no settled score to add a line to, so the calculator will not guess one; choose that status above and it stops instead of printing a number. Wait for a completed match, or read the operator's own rule for a bet caught mid-match.
No live odds are fetched here, either.
Every figure assumes the price and line were matched in full. It says nothing about a broker's own fees, which sit outside the settlement and are worth checking before you treat any total as final.
From settlement to the account that places the bet
Working out the settlement is the easy half. Getting an account that can place the bet, at a price close to the one this page assumed, is a separate question, and it varies by broker.
I would not judge a broker on its handicap coverage alone. A long list of lines is worth little if the price behind your specific one has moved by the time you click.
Each broker below has its own fees, country list and ID checks: check the current terms first. One broker review sets out its fees and trade-offs in full, for a fuller picture.
If handicap lines are not the only thing you bet on, checking which broker reaches the markets you want takes five minutes. Working out a lay liability instead of a back bet uses the same arithmetic, and this page sits among the rest of the site's calculators. The four brokers sit side by side on the broker comparison page; if an account is what is missing, the step-by-step route into Betfair Exchange covers that. Why bettors reach for Asian bookmakers at all is on the wider hub for Asian bookmakers.
Questions people ask
What does a line like +0.25 or -0.75 actually mean?
It means the stake splits in half across the two ordinary lines either side of it. A +0.25 line splits into 0 and +0.5; a -0.75 line splits into -0.5 and -1. Each half is settled on its own line, then the two halves combine into a win, a half win, a half loss or a loss.
Can a push happen on a half line?
No. A push needs the margin plus the line to land on exactly zero, and goals only come in whole numbers, so a line ending in .5 can never sit on zero once you add an integer margin to it. Only a whole number line, such as 0, plus 1 or minus 2, can push.
Which score counts if the match goes to extra time or penalties?
This calculator uses the score at 90 minutes plus stoppage time, Pinnacle's own stated rule; extra time and penalties are not part of it. For an in-play bet, only goals scored after the bet was placed count. Other bookmakers can write this differently, so check your own bet slip.
How is the payout worked out on a half win or half loss?
Half the stake follows the winning or losing leg; the other half is refunded because it landed on a push. A half win pays half the usual profit on top of half the stake back; a half loss forfeits half the stake and returns the rest.
Is there a fee on an Asian handicap bet?
Brokers can charge their own fees, separate from anything the calculator shows, and different from Betfair Exchange's own commission on exchange bets. Rates vary by broker and change, so check the current terms before you subtract anything from a total.